A finance lens onDestin real estate.
Most agents sell lifestyle. I sell assets. With 35+ years in Corporate Finance and 23+ years living the Emerald Coast market, I help serious buyers underwrite Destin investment properties the way institutional investors underwrite real estate.
Cap rates. Cash-on-cash returns. STR rental projections grounded in actual AirDNA and Vrbo data. 1031 exchange strategy. Tax efficiency. The numbers come first. The lifestyle is the dividend.
Investment intelligence, not sales scripts.
Underwriting First
Every property gets a proforma. Income, expenses, debt service, cap rate, cash-on-cash. You see the math before you see the sunset.
STR Data, Not Guesses
Short-term rental projections built from AirDNA comps, Vrbo performance, and seasonal occupancy patterns specific to Destin and 30A.
Asset Class Fluency
Beachfront condos, Sandestin investment homes, Crystal Beach single-family, 30A vacation rentals. Each has different return profiles. I know them all.
1031 Exchange Strategy
Trading up from a tired rental? I coordinate with qualified intermediaries and identify replacement property within the 45-day window.
Risk Disclosure
HOA financials, special assessments, insurance trends, hurricane exposure, FEMA flood zones. Surprises kill returns. We avoid them.
Local Authority
23 years living and investing here. I know which streets flood, which buildings have lawsuits, and which short-term rental rules just changed.
From Fortune 500 boardroomsto Emerald Coast investments.
Three and a half decades in Corporate Finance, Sales, and Marketing taught me one thing above all: decisions made on emotion lose money. Decisions made on data create wealth.
I brought that discipline to the Emerald Coast in 2002 and have spent the last 23+ years watching the Destin, Miramar Beach, and 30A markets evolve, from sleepy fishing village to one of the most productive vacation rental markets in the country.
Today I work almost exclusively with buyers who think like investors, even when the property is also a primary or vacation home. Whether you are underwriting a $400K condo or a $3M Gulf-front estate, you deserve an agent who can read a Schedule E and explain why the seller's depreciation recapture matters to your offer.
That agent is me. Let's talk numbers.
Investment resources
Destin Investment Properties
The complete buyer's guide to investment real estate in Destin, FL.
Read Destin Investment PropertiesVacation Rental ROI Guide
How to underwrite a short-term rental. Formulas, comps, and red flags.
Read Vacation Rental ROI Guide1031 Exchange in Destin
Defer capital gains while trading up to higher-performing property.
Read 1031 Exchange in Destin